Genetic Counselor in Washington, DC
Industry: Health care
Age: 26
Site: washington d.c.
Salary: $82,100
Net value : -$57,455 ($18,277 in checking/savings accounts, $10,245 in retirement/investments, less debt. I live with my partner, who earns about $100,000 and has student loan debt. We share most expenses, but let’s not combine finances.)
Debt: $84,000 in student loan debt, $1,977 currently owed on my credit card. I pay off my card in full every month, so it fluctuates.
Paycheck amount (bi-weekly): $2,117 after deductions for short-term disability insurance and 401(k) (5%, fully compensated by my employer)
Pronouns: She she
Monthly expenses
Housing costs : $650 for my portion. This includes rent, pet rent, parking and all utilities except electricity. I live in a one bedroom apartment with my partner. The total monthly cost is $1,623, but my partner and I split it 60/40 because she makes more money than me. We split all other bills 50/50.
Loan payments: $0 for student loans, due to pandemic forbearance. I’m still trying to pay ~$700 per month.
Electric: Varies from $12 to $26
The Internet: $24
Climbing room membership: $79
Health insurance: $0, until I turn 26 in a few weeks
Car payment: $0 (My partner owns a car that we share.)
Broadcast Services: $0 (We use my partner’s or sisters’ accounts.)
iCloud Storage: $0.99
Spotify: $16.95 for a family plan
Fluffy Auto Delivery: $104
CVS Care Pass: $10
Membership of the investment platform: $5
Investments: ~$200 (Sometimes more, sometimes less.)
Savings: I usually deposit between $200 and $500 in savings at the end of each month, depending on how much I spend that month and how much I want to contribute to student loans or investments.